At Golden Hearts Holdings, we provide educational and coaching services designed to empower individuals with financial education and well-being. Our programs focus on teaching financial concepts, not providing financial services.
1️⃣ Financial Education Workshops
📌 Interactive sessions covering:
✔️ Credit Basics & Understanding Credit Reports
✔️ Budgeting & Money Management
✔️ Consumer Rights & Credit Laws (FCRA, FDCPA, ECOA)
✔️ Savings Strategies & Wealth Building
👉 Workshops are educational only. We do not provide credit repair or financial advisory services.
2️⃣ Personalized Financial Literacy Coaching
📌 One-on-one coaching to help you:
✔️ Learn how to assess and improve your financial habits
✔️ Understand credit reports and how credit scoring works
✔️ Set personal financial goals and budgeting strategies
👉 Coaching sessions are for educational purposes only. We do not provide financial, legal, or credit repair services.
3️⃣ Financial Self-Defense™ Certification Program
📌 Learn the core principles of Financial Self-Defense™ and become a Golden Hearts Holdings CERTIFIED Credit Coach™
✔️ In-depth education on financial literacy and consumer rights
✔️ Structured coursework on credit, budgeting, and responsible money management
✔️ Certification confirms completion of financial literacy education
👉 This certification does not grant authority to provide financial, legal, or credit repair services.
4️⃣ Case Studies & Legal Insights (Educational Only)
📌 Learn from real-world case law examples and consumer protection acts:
✔️ The Fair Credit Reporting Act (FCRA)
✔️ The Fair Debt Collection Practices Act (FDCPA)
✔️ Case studies on credit disputes and consumer rights
👉 This is for educational purposes only and does not constitute legal advice.
5️⃣ Digital & Downloadable Resources
📌 Access free and premium resources, including:
✔️ Budgeting Templates & Worksheets
✔️ 52-Week Savings Challenge
✔️ Financial Literacy Workbooks & Guides
👉 All resources are for educational purposes only.